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Open an account in minutes. No monthly fees on Standard accounts. Backed by over a century of financial stability.

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Premium banking, reimagined

Priority support, waived fees worldwide, and exclusive wealth management. Designed for customers who demand more.

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RewardCash: Watch financial education videos and earn XCD 0.50–2.00 per video, credited instantly to your account. Knowledge pays.

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Bank-grade 256-bit encryption. Licensed by the Bank of Xaviland. Deposits insured up to XCD 250,000. Trust built since 1900.

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Financial products designed for you

01

Bank Accounts

Integrated checking and savings with automatic optimization

02

Credit Cards

Premium cards with 1.5% cash back, 3% on dining and travel

03

Instant Transfers

Real-time P2P transfers, zero fees between customers

04

Digital Investing

Automated portfolio management, 0.25% annual fee

05

Personal Loans

XCD 1,000 to XCD 50,000, rates from 5.99% APR

06

Home Mortgages

30-year fixed from 3.25%, 5-year ARM from 2.75%

07

Wealth Management

For investors with XCD 100,000+

08

Digital Security

Bank-grade encryption and multi-factor authentication

09

RewardCash Program

Earn XCD 0.50-2.00 per financial literacy video